If you’ve been adhering to CNET Money’s tips for high-yield savings accounts, you’re probably aware that having a high interest rate can help you grow your money more quickly than it would in a standard savings or checking accounts. &nbsp,

Just a few decades ago, it wasn’t difficult to locate an HYSA with a 4 % annual percentage offer, with some APYs reaching as high as 5 %. Just a small number of lenders are offering for high profits in 2025, though. &nbsp,

I looked for the highest APY that could be found and came across a lender offering more than 5 %. There is a catch, since normal. However, this one is special. In fact, it was created to honor you for leading an active life. &nbsp,

Depending on whether you meet certain requirements, FitnessBank offers 5 % or 4.55 % APY on your savings. Although I’ve never heard of it before, it’s FDIC-insured to safeguard your money up to$ 250, 000 per person. &nbsp,

I enjoy running and working out indoors. But I took a closer look at FitnessBank’s demands for savings accounts to find out more about how to maximize my pocketbook income. What I discovered is this. &nbsp,

What should you hear about FitnessBank’s interest-earning transactions?

A step issue is a more intriguing need for the Fitness Savings accounts. You’ll have at least 10,000 steps per day on average, or 7,500 if you’re 65 or older. The average for the speech time is what counts, even if you occasionally fall short of your target. &nbsp,

Running, swimming, and biking are all recommended by FitnessBank as part of your target. The second month has no step-requirements. &nbsp,

You must combine your pocketbook with FitnessBank’s Elite checking account in order to receive the “ultra charge” of 5 % APY on your pocketbook and meet the combined requirements set forth below. &nbsp,

• An all-time required of$ 5, 000&nbsp.
• Must use the FitnessBank Step Tracker to connect your action files to your saving account.
• a minimum of 15 debit card purchases per cycle of affirmation
• a$ 100 entry deposit at the very least

Additionally, FitnessBank offers additional consideration choices with above-average APYs. &nbsp,

For instance, the Elite checking account offers an attractive interest rate of 5.35 % APY if you meet all of the requirements. Additionally, FaithfulBank provides a savings account without a checking account that earns 4.55 % APY. Your APY may decline to a lower rate that is more in line with a traditional bank account if you are unable to make the move matter. &nbsp,

On the website, there is a list of criteria and related interest charges. &nbsp,

Is FitnessBank’s 5 % APY worthwhile? &nbsp,

Your attitude and requirements determine the best savings account to choose. Most high-yield benefits accounts don’t give 5 % results, but some may have more flexible needs.
If you’re unsure about meeting FitnessBank’s health and financial requirements, I’d suggest looking into different high-yield saving accounts with above-average APYs that aren’t as stringent. You won’t get penalized for kicking your toes upward and relaxing, for instance, because both Ally şi Capital One have a 3.6 % benefits APY. &nbsp,