Rocket Cash is great for anyone who wants a simple budgeting experience. It has all the features you need to do basic budgeting, plus some advanced ones to help you manage your overall financial situation.

Rocket’s game and pc platform are straightforward and easy to navigate. It provides a lot of alerts and reports, including act increase alerts and monthly spending reports, to help you stay on top of your finances. You can also set up automatic payments to your saving account to produce saving a weather.

The free trial of the advanced edition lasts only seven days, and the free demo of the free version is pretty basic. But you can get the premium version by paying anywhere from$ 6 to$ 12 monthly– your choice. Regardless of how little you pay, you still receive the same functions. Rocket also offers bill negotiation, which costs 30 % to 60 % of your first year’s savings (you choose the amount ), and subscription cancellation. &nbsp,

As a former Mint user, I tested several popular budgeting apps and found the paid version of Rocket Cash to be the best replacement for Mint’s in terms of features, user experience and accessibility to the average budgeter.

At$ 15 a month or$ 109 a year, YNAB is pricey. There might also be a learning graph as the application requires more time to organize and analyze your finances. The 34-day test may help you decide if the monthly payment is for another line product in your budget.

PocketGuard is similar to Rocket Cash in many ways. It lets you track your spending by category, helps you set savings goals, tracks subscriptions and flags potential money wasters. It can suggest lower-cost services based on your profile settings. It also offers bill negotiation through Billshark, which costs 40% of the amount it saves you if it’s successful.

The debt payoff tool on PocketGuard is unique because it enables you to create a plan to pay off outstanding debt, determine interest rates, and track your progress. If you’re struggling to get your debt under control, this app is worth checking out.

PocketGuard’s free version provides essential features, such as budgeting calculators, spending reports, and expense tracking. For$ 13 monthly or$ 75 yearly, you can create multiple budgets and custom budget categories, unlimited savings goals and a debt payoff plan. Although PocketGuard offers a free trial period, seven days is not enough time to decide whether the premium version is worthwhile. You may want to choose the monthly plan at first to see if it’s worth paying for long-term.

EveryDollar’s free version allows you to create and customize your budget, manually track expenses and sync data across multiple devices. The Premium plan gives you access to group coaching calls with financial experts, as well as the ability to connect to bank accounts and dynamically track spending. It also offers a financial roadmap to track your net worth, progress toward retirement goals and Baby Steps milestones.

The app won’t help you categorize your transactions, but you’ll still need to do that manually. That’s because it aims to make you “feel that money leaving]y ] our account”. And it’s one of the priciest apps on our list, costing$ 80 per year or$ 18 per month.

Building a budget for the first time can feel overwhelming. The envelope method of budgeting, a a foretold financial method that divides your income into distinct envelopes or categories, is used by Goodbudget to break it down. For example, you might have envelopes for rent, bills, groceries, gas, nonessential purchases and savings.

This technique can be used digitally by Goodbudget. You choose envelopes from a list of predesignated goals and deposit money into them every month. You can choose from 10 preset envelopes with the free version; you can’t create your own. The Plus version allows you to create an unlimited number of envelopes for$ 10 per month, plus enjoy expanded features such as unlimited accounts and a longer transaction history. There is no free trial, but you can cancel within 30 days and receive a full refund.

If you’re looking for help sticking to a spending plan, Goodbudget’s easy user interface, preselected goals and visually pleasing envelope method can help you create good budgeting habits. The main drawback is that it doesn’t connect to external accounts; you have to manually enter each transaction. This can help you get a better idea of just how much you’re spending each day, but some people will find it tedious.

Quicken is known for personal finance software and has distilled its decades of experience in the personal finance arena down to a handy budgeting app. Simplifi uses tools to create custom plans based on income and expenses to appeal to people with complicated financial lives.

Like most budgeting apps, Quicken allows you to create and monitor your budget, track spending and link multiple accounts across one main dashboard. The app provides a useful snapshot of your bank accounts, top spending categories, spending watchlists, and historical patterns. The projected balances tool uses recurring transactions to estimate your balance over the coming 30 days.

Some people may be overjoyed by Simplifi’s wealth of data and customizable reports. There’s a bit of a learning curve when it comes to navigating it all. You must pay upfront for the full year if you want to use it since there is no free trial available. ( It doesn’t offer a monthly plan. )

However, its current promotion, which runs through June 30, 2025, offers a 33 % discount on the purchase price. And if you want to dive into multiple aspects of your financial life, from your investments to your net worth, the app offers lots of ways to do so on one platform.

The Mint budgeting app, which used to make our best list, shut down on March 23, 2024. Mint encouraged users to migrate their data to Credit Karma, but we’ve found Rocket Cash to be a much better replacement.

Making and sticking to a budget each month is essential if you want to gain control of your spending habits and reach your financial goals. A helpful tool for this is a budgeting app, which can be used. There’s a plethora of great options available, free and with a subscription. Finding the best fit for you will depend on your needs and budget.